Home Loans

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The Credit Union is committed to becoming our Members’ primary financial institution. We offer a variety of mortgage programs to meet the needs of our members. Whether you are looking to purchase a home or renovate your existing home, we have the mortgage for you. Contact us for details.

First Mortgages, Loans Kept In-House

This program benefits those Members who prefer to keep their mortgage locally. These loans originate for retention in the Credit Union loan portfolio and are serviced by the Credit Union. All payments made to these loans are made at the Credit Union. Contact us with any questions.

Fixed-Rate Equity Loan

These loans can be used for a variety of reasons, including:

  • Home Improvements

  • Consolidating Debts

  • And More!

Home Equity Line of Credit

If you're a homeowner, you may be missing out on one of the smartest ways to borrow affordably. Use the equity in your home to create a credit line to use the way YOU need it.

You can use a HELOC Loan for several uses such as:

  • Home improvements or repairs that can increase the value of your property

  • Paying for education, especially when Federal Student Loans are not available

  • Using an emergency fund for unexpected expenses

  • Starting a business that requires capital

  • And More!

Contact us today!

Click Here for HELOC Booklet

No Equity Home Improvement

Need to do renovations, but don’t have the equity? With loan amounts up to $20k, flexible repayment terms and minimal closing costs, we can help with those projects to increase the value of your property!

Mobile Homes

We offer a variety of ways for Members to finance mobile homes located on private land or in a park. Whether purchasing new or used or looking to refinance, we offer very competitive rates with flexible terms.

Terms available vary based on the year of the home. Contact us for details!

Land

With a Lisbon Credit Union Land Loan, you can finance as much as 80% of the sales price or appraised value with terms up to 15 years. We have minimal closing costs that make our land loans a great deal! If you currently have a land loan, we may be able to refinance and save you money.

Call one of our Loan Officers at (207) 353-4144, or toll-free at (877) 353-4144 or e-mail us today for more information on these great programs!