Savings Rates
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Effective Date 6/11/2025
Share Accounts
| Dividend Rate | APY* | Minimum Balance to Earn APY |
|---|---|---|
| $25.00 minimum |
Dividends are paid monthly on the average daily balance.
Dividend rates may change after the account is opened.
Basic | "On The Move" | free4ME Checking Accounts
| Dividend Rate | APY* | Minimum Balance to Earn APY |
|---|---|---|
|
No minimum balance to open account. Minimum balance $.01 to earn dividends. |
No monthly service charge if $300 balance is maintained.
Dividends are paid monthly on the average daily balance.
Dividend rates may change after the account is opened.
Fees may reduce earnings.
Ultimate Checking Accounts
| Dividend Rate | APY* | Minimum Balance to Earn APY |
|---|---|---|
| Balances $2,500-$19,999.99 | ||
| $20,000.00-$49,999.99 | ||
| $50,000.00-$99,999.99 | ||
| $100,000.00 and over |
No monthly service charge if $2,500 balance is maintained.
Dividends are paid monthly on the average daily balance.
Dividend rates may change after the account is opened.
Fees may reduce earnings.
Money Market Accounts
| Dividend Rate | APY* | Minimum Balance to Earn APY |
|---|---|---|
| $1,000.00 - $19,999.99 | ||
| $20,000.00 - $49,999.99 | ||
| $50,000.00 - $99,999.99 | ||
| $100,000.00 and over |
$1,000 minimum balance required to keep the account open.
$100 minimum withdrawal amount and a maximum of 3 withdrawals per month.
Dividends are paid monthly on the average daily balance.
Dividend rates may change after the account is opened.
Club Accounts
| Dividend Rate | APY* | Minimum Balance to Earn APY |
|---|---|---|
|
No minimum balance to open account. Minimum balance $.01 to earn dividends. |
Holiday, Vacation and All-Purpose clubs are available.
Dividends are paid monthly on the average daily balance.
Dividend rates may change after the account is opened.
FOCUS Accounts
| Dividend Rate | APY* | Minimum Balance to Earn APY |
|---|---|---|
| $25 minimum balance |
Available to teens ages 13-18 who have not graduated.
Dividends are paid monthly on the average daily balance.
Dividend rates may change after the account is opened.
Monty Moose Accounts
| Dividend Rate | APY* | Minimum Balance to Earn APY |
|---|---|---|
|
No minimum balance to open account. Minimum balance $.01 to earn dividends. |
Available to children ages 12 and under.
Dividends are paid monthly on the average daily balance.
Dividend rates may change after the account is opened.
IRA Share Accounts | Health Savings Accounts
| Dividend Rate | APY* | Minimum Balance to Earn APY |
|---|---|---|
| $100.00-$19,999.99 | ||
| Balances $20,000.00-$49,999.99 | ||
| Balances $50,000.00-$99,999.99 | ||
| Balances $100,000.00 and over |
No annual fee.
Dividends paid monthly on the average daily balance.
Dividend rates may change after the account is opened.
Certificates
| Certificate Term | Dividend Rate | APY* | Minimum Balance to Earn APY |
|---|---|---|---|
| 6 Months | $1,000 Minimum | ||
| 12 Months | $1,000 Minimum | ||
| 18 Months | $1,000 Minimum | ||
| 24 Months | $1,000 Minimum | ||
| 36 Months | $1,000 Minimum | ||
| 60 Months | $1,000 Minimum |
$1,000 minimum balance required to earn the APY.
Dividends are paid monthly on the average daily balance.
Penalty for early withdrawals.
A withdrawal will reduce earnings.
For rates on other types of loans, please contact the Credit Union.
All rates are subject to change without notice.